New asset class to invest

Expand and balance your investment portfolio

Choose borrowers using Credit Bureau, Social Media and AI Analyzed data

Get returns up to 37% per annum

Fast and complete digital process

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Register as an investor

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*Password must be at least 8 characters

Benefits

High returns of up to 37% per annum
No lending fees
Start lending as low as

₹

1000 and realize returns in 30 days
Detailed Artificial Intelligence based borrower analysis available for reference

Start Investing

Sign Up

Sign up on EDCRED to start lending and earn great ROl on your investments



Choose Borrower

Scan the list of borrowers, check their profiles, credit ratings and choose as per your discretion



Confirm

Analyse your lending details and enjoy hassle free investment gains



How it works

Register on EDCRED as Individuals or Corporates filling your personal details. It's an easy online process

Explore the entire list of borrowers along with their details, after completing the application process

Choose the borrower to whom you want to lend & decide the amount to be disbursed as a loan

Get returns on agreed rate of interest automatically credited to your bank account. Collection of funds from borrower is automated via bank's NACH process

Register

Customer Stories

Sharmila Vadlapudi

Amount:

₹ 1 Lakh

I work as a Data Scientist and I was thinking of putting my savings into a fixed deposit, which I always considered safe. Then someone told me about EDCRED, which offered better Rate of interest ranging from 15-18% per annum. And the interest amount was credited on a monthly basis directly into my bank account. I found it to be a better option, so happily invested the amount. That the amount I loaned was helping someone with his medical needs made me satisfied that my money was helping someone in need. I am very happy that there were no defaults at all in repayment.

Sandeep Kakarlamudi

Amount:

₹ 1 Lakh

I work as a Senior Analyst in a leading bank. I had once earlier taken a very short-term loan from EDCRED of ₹ 15000 and knew that their processes were simple. So, when I got my bonus, I decided to invest through EDCRED. So, whatever surplus was left after paying back my balance loan, I put into EDCRED options. I have now been both, a borrower and a lender with EDCRED and I can vouch for this safely that they are very professional in their approach.

Rithen Kuley

Amount:

₹ 1 Lakh

I work as a management consultant. I came to know about EDCRED and the benefits they offered. I decide to test them on assurances given by initially investing ₹ 50000. When I figured out over the course of few months that monthly interest credited into my account gave me an actualized return of 15% per annum, I decided to invest another ₹ 50000. And I must say, I am very happy with my decision to choose EDCRED.

Surya Teja Vanga

Amount:

₹ 1 Lakh

I work as a business analyst and did not have much inclination towards investments. My money used to remain idle. After hearing about EDCRED, I decided to give it a try. I invested ₹ 1 lakh and am happy that it earned me a good amount of interest and that too, on a monthly basis. The best part, when within 3 months of investing this amount, I needed this money due to a family exigency, EDCRED team was kind enough to bring in new lenders in my place. They actually returned the balance amount due to me along with that month’s interest. I am very sure that as soon as I have some savings, I will surely think of investing through EDCRED again.