EDCRED is a unique lending platform connecting individual borrowers to lenders digitally. It will ease each individual's access to capital and in-turn improve his/her standard of living. It uses an algorithm that quantifies risk from credit and non-credit bureau channels by leveraging artificial intelligence (AI). This analysis helps individuals and institutions to instantly invest in people. EDCRED looks forward to spearheading a truly revolutionary impact for millions of people. It's a step to reduce economic disparity in the long run.

Our Founders

It is by allying with the best that we create the most wonderful solutions!

EDCRED brings a passionate bunch of young professionals, consultants and partners from diverse streams, who carry a rich experience in domains like Banking, IT & Finance. Together, they work tirelessly towards creating a platform that helps bridge the massively prevalent economic disparity in India


Rohit Gajbhiye

Founder & CEO

Honored by The Economic Times, he has been named in the Forbes 30 Under 30 Asia – Finance & Venture Capital list for 2020. An Alumnus Of IIT Bombay And Stanford Ignite. He is A Member Of UNGSII, World Economic Forum, and is on a mission to make education accessible to all.

Rohit Gajbhiye

CEO

A decade of years experience in banking industry. Ex-DBS, Singapore, IITB and Stanford alumnus, with a history of working in the Credit & Liquidity Risk section of banking industry at DBS, Singapore


Debi Prasad Baral

Co-Founder, Technology Head

An inspiring leader, he reads anything and everything under the sun as a hobby. An alumnus of BIT, IIM Ahmedabad, and Stanford Ignite. Debi’s expertise lies in Enterprise Architecture, Virtualization & Cloud Strategies, Sales platforms, and Mobile.

Debi Prasad Baral

Co-Founder & CTO

An inspiring leader, he reads anything and everything under the sun as a hobby. An alumnus of BIT, IIM Ahmedabad, and Stanford Ignite. Debi’s expertise lies in Enterprise Architecture, Virtualization & Cloud Strategies, Sales platforms, and Mobile.


Sunit Gajbhiye

Co-Founder, Business Head

With a patent in the smartphone domain under his belt, he is known to lead multiple teams by example. Alumni of IIM Indore, he has a hands-on, in-depth understanding of Business Strategy, Operations, Sales, Marketing, Product Management, Mobile, RPA, and Innovation.

Sunit Gajbhiye

Co-Founder & CPO

With a patent in the smartphone domain under his belt, he is known to lead multiple teams by example. Alumni of IIM Indore, he has a hands-on, in-depth understanding of Business Strategy, Operations, Sales, Marketing, Product Management, Mobile, RPA, and Innovation.


Naveesh Reddy

Co-founder, Operations Head

Adorning an infectious smile and an IIT Bombay Alumnus, he is known to roll up his sleeves and get hands-on with the task. In the past, he has implemented models on Fraud detection, Cross-Sell, Up-Sell, and Attrition prediction for Asian clients while working at Cognizant Technology Solutions (CTS).

Naveesh Reddy

Co-Founder & COO

Adorning an infectious smile and an IIT Bombay Alumnus, he is known to roll up his sleeves and get hands-on with the task. In the past, he has implemented models on Fraud detection, Cross-Sell, Up-Sell, and Attrition prediction for Asian clients while working at Cognizant Technology Solutions (CTS).

Our Mentors


Balajee SS

Executive Director - DBS Bank

25 yrs+ experience in Fintech industry

Ashish Mittal

CFO - Educomp Solutions

(India's largest Education company)

25 yrs+ experience in Finance and Edtech industry Venture Capitalist